Richard Hagar SRA is with American Home Appraisals he's:

• A licensed real estate agent since 1976
  
  
• A certified real estate appraiser since 1986
  
  
• SRA with the Appraisal Institute and one of the more senior appraisers in the State.
  
  
• He helped write the Mortgage Brokers Practices Act (RCW 19.146) which has become the model for license laws in 11 other states
  
  
• He developed and regularly teaches the popular class:
  Real Estate ~ Agent, Appraiser, and Mortgage ~ Fraud
  (The class is the first in the nation to be approved for all real estate professionals)
  
• On a weekly, if not daily basis he's asked lie to lenders - commit fraud. Clients ask him to guarantee minimum values or hide facts, neither of which are legal under State and Federal laws.
  
  
• Performed an external review of a lender recently driven into bankruptcy due to fraudulent real estate transactions and appraisals.
  
  
• He has multi-faceted knowledge concerning one of Washington's largest mortgage fraud cases. The case involved every know type of fraud, perpetrated by a real estate agent, numerous appraisers and loan officers.
  
  
• Mortgage insiders and appraisers hire him to educate their staff in spotting mortgage fraud.
  
  
• His goal is to educate people, help them understand what is right and wrong, stay out of jail, and contribute to the solution.